Car finance brokers that put you first
WCC Finance is committed to providing clients with the most competitive interest rates for car financing. Based in Port Douglas and Mossman, we provide local, reliable finance solutions with a personal touch. We work with 60 lenders to find the best personal loan options that suit your circumstances.
What we offer...
If you are looking for finance options for your next dream ride, we can help with:
Preparation is key
It’s not every day you apply for a loan. That’s why working with a professional car loan broker will help ensure everything goes smoothly. From preparing all the necessary paperwork to investigating and resolving issues, we’ll help you drive through the process with ease.
Book a free consultation
If you are looking to secure your next car, talk to our car finance brokers in Mossman and Port Douglas.
Frequently Asked Questions
If you need a car loan in Mossman, Port Douglas, or anywhere else in Australia, we can help. We thrive on personal connections and prefer to meet our clients face-to-face, whether in our offices, through video calls, or over the phone. This allows us to provide tailored solutions that truly suit your needs and circumstances.
Each application and everyone’s circumstances are different. Generally speaking, once we’ve collated the necessary paperwork and completed an application, it can take between 24 to 48 hours for a lender to make a decision. Keep in mind that this timeline can vary based on the specific lender and individual circumstances.
Prior to making the decision to pay off your car loan early, carefully assess your personal circumstances. Consulting with a financial professional can provide valuable insight into whether this strategy aligns with your overall financial plan and goals.
Typically, car loan terms can range from 36 months (3 years), 60 months (5 years) and 84 months (7 years). It is possible to arrange longer or shorter terms.
Splitting the repayments across weekly, fortnightly, or monthly instalments is also an option to consider when packaging a new car loan.
Lender establishment fees apply when obtaining a loan. These fees can differ depending on the specific lender you choose to work with.
When you apply for a car loan, lenders want to know who you are, your ability to repay the loan, and what you need finance for.
With this in mind the documents you will need to provide with your application could include:
- Proof of identity
- Proof of residence
- Proof of income
- Payslips
- Bank statements
- Tax returns
- BAS statements
- Existing assets and liabilities
- Car details
We can take care of refinancing an existing car loan on your behalf.