Find low home loan rates from 60 lenders
If you’re seeking a home loan in Port Douglas, Mossman, or anywhere in Australia, we can help. Our brokers will compare thousands of home loan products from up to 60 lenders to find the perfect one for you.
What home loans are available
There are three main types of home loans we can help evaluate and organise for you.
Variable rate
Take advantage of the flexibility of any rate changes with a flexible loan.
Fixed rate
Know exactly what your repayments are with a fixed rate loan.
Fixed & Variable Split rate
Spread your risk by splitting your loan across both fixed and variable loans.
Independent Mortgage Advice
We pride ourselves on securing the best rate for new homes. Our mortgage brokers in Mossman or Port Douglas are not tied to any financial institution, meaning you will benefit from independent advice and a wider selection of options.
Investment property loans
If you are considering building your property portfolio, finding the right loan is crucial for maximising the return on your investment. We have the expertise and knowledge to assist you in understanding the various options that align with your property investment aspirations.
Tailor your mortgage
Not all mortgages are the same. Our brokers will help tailor a mortgage to fit your needs.
Reduce your interest by using your savings to offset your mortgage.
If you make extra payments, choose to cash-out any surplus at any time.
If weekly, fortnightly or monthly works for best you. We can set the frequency of repayments to match.
Be mortgage-free sooner and reduce interest paid over the life of your loan with extra repayments.
Flexible repayment options for owner-occupied and investment properties.
Frequently Asked Questions
If you’re looking to purchase a property in Mossman, Port Douglas, or anywhere else in Australia, we can help. We thrive on personal connections and prefer to meet our clients face-to-face, whether in our offices, through video calls, or over the phone. This allows us to provide tailored solutions that truly suit your needs and circumstances.
Without sounding cliché, every application is different. However, the majority of applications are processed between four to six weeks. This is to take into consideration that, not only do you have to submit your application, but the property also needs a valuation. In addition, lenders mortgage insurance (if applicable) needs to be organised. Receiving an unconditional approval and settlement can, therefore, easily take between four and six weeks.
Pre-approvals are often much quicker, taking between 5 and 7 business days.
Getting ahead on your mortgage can help reduce the cost of the overall interest charges applied. However, each loan product and every person’s circumstances are different. Consulting with a financial professional can provide valuable insight into whether this strategy aligns with your overall financial plan and goals.
Mortgage repayments in Australia are based on a 30-year loan term. However, terms as short as 10 years are available and could be as long as 40 years in some cases.